With health care costs rising in the United States, it leaves many people without health insurance and they rely on the system that has a delicate safety net. This net has several failings, the increasing size of the uninsured, the dwindling financial assistance for subsidized care providers, and competition for Medicaid patients.
Some people without health care coverage are between jobs and simply do not want to pay for cobra insurance prices. Many people are on the lookout for free health care and surprisingly there are quite a few options.
Some of the safety nets put into place to provide free health care are available to certain groups of people. Some of these free health care programs focus on immigrants and some of these focus children. Many programs however provide free health care on a first come first serve basis.
- Medicaid covers health care expenses for people who are low income including families, children, seniors, and the disabled. Most benefits are free and cover the basic health care needed to maintain wellness. This includes doctor and hospital services, lab and x-ray charges, family planning, hearing aids, basic eyeglasses, maternity, and most prescriptions. Some of Medicaid covers portions that Medicare part B does not. Qualifications for Medicaid include income requirements below a certain threshold and being uninsured. Most states provide health care for children under the age of eighteen. This form of free health care has no co payments or deductibles for service.
- Medicare is the other government form of free health care. It provides seniors over the age of 65 with affordable or free health care coverage. It is divided up into two parts, part a and part b. The lowest income seniors are only required to pay a deductible under the part b coverage. To qualify for Medicare you must be a United States citizen over 65 years old and eligible for benefits. People suffering end stage renal failure may be able to go onto Medicare early through social security disability.
- Children’s Health Insurance Plan (CHIP) is also a program designed to provide health care to children of working families. If income is too high to qualify for Medicaid but the family cannot afford to buy health insurance, they usually qualify for CHIP coverage. It covers free health care services including preventative care, prescription drugs, laboratory tests and x-rays, and several other pediatric treatments. Every state has different requirements. Where it is free health care in some states, it is not in others and requires that a premium be paid.
- Another way to find free healthcare is to find free clinics. Many companies sponsor free diabetes screening, health assessments, and immunization clinics. Some offer special services like skin cancer screenings and other services that can easily be completed in a relatively short amount of time. Many larger volunteer groups provide a first come first serve basis for care and will perform even minor surgeries for people like wart removals, etcetera. Many places offer free health care to pregnant women and will provide them with pre and post pregnancy medical support.
Free healthcare is out there if one knows where to look. Sometimes it simply takes looking around on the internet for free health care clinics or for people to sign up with the federal government to find help. Free health care offers important services to heal minor problems and to begin the process of early detection. It also offers many screenings that many other people pay a lot of money for through their insurance companies. It is important to stay healthy even if uninsured.